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Prescription drug costs have doubled over the past 5 years,and they are expectedto continue rising at double digit rates. That complicates your ability to provide your employees with affordable access to prescription drugs while managing increasing benefit costs.

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Plan on saving with the right benefit design
 As daunting as the challenge may appear, there are proven ways to offer a valuable prescription drug benefitand protectyour company's profitability. As a leading employee benefitfirm specializing in the New York market for over 15 years, Martin Benefits can show you how to save as much as 9 percent on prescription drug costs.

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Large company benefits and services-small company personal attention
 We're now working with Systemed,a business of Medco Health Solutions, to customize plans for midsize and large businesses. With the negotiating powerand core services of the nation's Number 1 prescription drug benefit manager (PBM), Systemed can offer you a plan thatyou might think is available only to the largest employers.
As a Martin Benefits client, you benefit from:
- Aggressively negotiated low drug prices.
- Continuous costmanagement.
- Flexible plan design.
- Award-winning, 24/7 service for your employees from Medco.
- Account management, clinical, and analytical support from Martin Benefits & Systemed.

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Prescription Drug Trend*
 With aggressive pricing, superior mail-order services, and access to pharmaceutical manufacturer rebates, Medco and Systemed held their clients' annual drug trend (the rate of increase in drug spending) 9 full points below that of health plans in the first half of 2004.
* Source: Mellon National Health Care Trend Survey; Medco data

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Increased employee satisfaction means less work for you
 Many employers are reluctant to change their prescription benefit provider for fear of a disruptive transition period. For many, the potential savings are reason enough to make the switch. But we think you'll really appreciate having a dedicated, multidisciplinary team of experts from Martin Benefits and Systemed to guide you through a seamless transition.

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The perfect prescription for a seamless transition
 Many employers are reluctant to change their prescription benefit provider for fear of a disruptive transition period. For many, the potential savings are reason enough to make the switch. But we think you'll really appreciate having a dedicated, multidisciplinary team of experts from Martin Benefits and Systemed to guide you through a seamless transition.

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